Foreclosure is a situation that no one wants to find themselves in. However a combination of low wages, high cost of living and unexpected personal emergencies have left many people out on the street, without their home. Stopping-Foreclosures is small team of foreclosure specialists that's going to help you do everything possible to avoid foreclosure. We offer everything from basic services like offering information on policies to other things like re-appraising the value of your home using high quality survey drones with camera. Our small team will do everything in our power to help you keep your home for good, or at the very least for as long as possible.
Tragic thing about foreclosures is that a decent number of them can be avoided, through several different means. People just don't have the right information at the right time and big banks and loan agencies take advantage of that. Not to mention that even the basic statements in contracts are twisted in bureaucratic jargon. Sometimes even our experts have problems unwinding and untwisting everything to know just what kind of obligations our clients have with the institutions that they've taken out their mortgage in.
United States Senator
"Trapped in the bureaucracy nightmare, real families suffer when the big banks and their servicers force foreclosures. The emotional toll on children packing up their rooms and on parents struggling to find a temporary roof is a deep one."
Experience has showed that in a surprisingly high number of cases people are more than capable of returning a mortgage, the only problem seems to be little to no cooperation from the lender to postpone foreclosures in order for the debtor to reorganize and get back on the payment schedule. Things are obviously different, on a case to case basis, but even with just a slight understanding between people, things could end up being much better for both parties.
Many different scenarios could happen. Our clients are usually skeptical at this point about what can actually be done and I understand them. It's difficult to get lenders to negotiate any kind of extension, refinancing or anything else that could make the repayment of the mortgage easier on the debtor. After all for the lenders, be it a bank or an agency, it is important to keep the profit margins up. A readjustment in the payment schedule, a smaller monthly installment, could all disrupt cash flow, and therefore decrease the profit margins.
We have branches in 10 locations throughout the western United States. Our offices are open Mondays through Fridays, 9 to 5. We're closed on weekends and national holidays. Here are the locations and chief consultants for each of the 10 locations of our little company.
California has two offices, one in Ontario, the California one, and another in Mountain View. Ontario is the main office, the one that started it all almost 20 years ago now.
Mountain View is our newest office. We're expanding our business in California and a second location will help us do just that. That way we're closer to our clients and they are to us.
3679 Richards Avenue
Mountain View, CA 95326
Oregon office covers a lot of ground. It's located in the Portland area and is one of the busiest offices that we have, for better or for worse. If you're in Portland, get in touch with our main office there, ask for Cecelia.
4712 Gateway Road
Portland, OR 97205
Nevada office is our second youngest, having been open just shortly before the California 2 location in Mountain View. Ask for Eddie there for help with your foreclosure. His an experienced veteran in the field of foreclosures.
1658 Hiney Road
Las Vegas, NV 89101
Residents of Idaho can find us in Emmet, on the Young Road. Laura is our head consultant there. She will take care of you and assign you to your own personal foreclosure specialist, should you decide to use our services.
Laura W. Brann
3101 Young Road
Emmett, ID 83617
Washington offices are located smack dab in the middle of Seattle. People can find us on the Raccoon Run street, right next to the "Dream" caffe. All inquiries there go to our head consultant James.
James M. Yardley
3351 Raccoon Run
Seattle, WA 98106
If you're from Arizona and you have mone problems, then you can get in touch with Brittney in our Phoenix office. She will assign you with an advisor who's going to tell you the best options for your situation.
Brittney M. Cano
1930 East Avenue
Phoenix, AZ 85034
What you need to do before anything else is make sure that you take action as soon as first notice for a missed payment arrives. If you don't believe us, have a look at what the Department of Housing has to say on the subject of foreclosure prevention. Don't wait around thinking that you can handle it on your own. Stopping foreclosure is best achieved when you seek help at the first sign of trouble. Come to us and we will perform an initial analysis of your situation for free. That's the first step. We look at your mortgage deal and your finance to give you a basic overview of the situation that you're in. After that, if you like what we have to say, we move to more in-depth look of your situation and provide a detailed report of the best course of action for you to avoid foreclosure.
If all else fails, there is always refinancing as an option. How successful we are at refinancing depends on where you took out your mortgage, which institution we need to deal with in order to prevent the foreclosure. Each of the lenders out there is different. Some of them are harder to work with, some are more forthcoming and will meet people half way. If it's at all possible, we try to refinance your debt to these kind of lenders, who buy it from your original lender and then switch to a more lenient one. That way you will be allowed more breathing room, either by lowering the monthly installment, or by having an extension activated, which postpones the next installment altogether, giving you time to reorganize, find new job, save some money, etc.
Do you still need convincing? If not, then by all means use the contact form on the right in order to get in touch with us as soon as possible. Remember what we've repeated constantly throughout our website, when in danger of a foreclosure, you need to make sure that you respond as soon as possible. Don't wait until missed payment notices pile up. Get in touch with us and we will help you as soon as possible.
Our team waits for your message and will get back to you by phone to arrange a meeting in person in one of our offices. We cover the entire western United States and we hope that soon we'll grow enough to go national. Several dozen agents are waiting to help you, so don't wait and get in touch now.